Unsecured Signature Loan 概述 Not tied to collateral Borrow up to $25,000 Fixed payment each month instead of revolving line like a credit card No pre-penalty payments 认为利率 A Good Option If: You want a convenient way to purchase a large-ticket item you can’t buy with a credit card You want to consolidate loans or pay off your credit cards Trade-off: 感兴趣 rate is generally higher than a loan secured with collateral and borrower usually must have a high credit rating 阅读更多 马上申请 或打电话 1-800-621-2105 Continue Existing Application 比较 Unsecured Signature Loan 感兴趣 率 4月 每月 付款 贷款期限 (个月) Unsecured Signature Loan 9.84% 9.84% $252.00 48 利率 effective as of December 1, 2023, and subject to change without notice. Each individual's Annual Percentage 率 (4月) is determined by the applicant's credit history. Not all applicants will qualify for our displayed lowest rates. Subject to credit approval.
证书 Loan 概述 Uses your 元素 证书 as collateral Borrow up to the full amount of your 元素 certificate at 2% above your current savings rate Lower interest rate than many other conventional loans No fees or 证书 early withdrawal penalties A Good Option If: You already have an 元素 证书 You want to establish credit, allowing for future credit opportunities You prefer a fixed monthly payment Trade-off: 证书 can not be redeemed until loan is paid off 阅读更多 马上申请 或打电话 1-800-621-2105 Continue Existing Application 比较
采用贷款 概述 Tailored to each adoptive family’s specific needs Range of $5,000-$25,000 Allows for extended draw period of 24 months You can take multiple draws when funds are needed Once the draw period is over, you can enjoy lower monthly payments as part of a fixed installment loan for up to 8 years A GOOD OPTION IF You don't want to drain savings or incurring credit card debt to pay adoption fees and related costs 阅读更多 Request Information 或打电话 1-800-621-2105 比较
Credit Builder Loan 概述 An initial step on the journey to build your credit No credit qualification requirement 6-12 month repayment term Established with an original loan amount of $500-$1,000 made available for use at the end of the repayment period 认为利率 A Good Option If: You have little or no credit history and want to establish credit, allowing for possible future credit opportunities You want to build savings and credit for use with a Secured 信用卡 阅读更多 Call 1-800-621-2105 to Apply Credit Builder Loan 感兴趣 率 4月 Credit Builder Loan 5.00% 5.00% 利率 effective as of December 1, 2023, and subject to change without notice. Each individual's Annual Percentage 率 (4月) is determined by the applicant's credit history. Not all applicants will qualify for our displayed lowest rates. Subject to credit approval.
